HomeRaise & Promotion Calculator
Interactive Tool2026 Tax Year
Raise & Promotion Calculator
Got a raise or promotion? Find out how much you'll actually take home. See the marginal tax rate on your raise and your new monthly net pay.
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%
Before Raise
Gross Annual$75,000
Total Deductions-$13,408
Take-Home$61,593
Monthly Net$5,133
Effective Rate17.9%
After Raise
Gross Annual$86,250
Total Deductions-$16,743
Take-Home$69,507
Monthly Net$5,792
Effective Rate19.4%
Your Raise Breakdown
Gross Raise
$11,250
You Keep
$7,914
Tax on Raise
$3,336
Marginal Rate
29.6%
Monthly Impact
+$660/mo
You keep 70.3% of your raise (29.6% goes to taxes)
Detailed Comparison
| Item | Before | After | Change |
|---|---|---|---|
| Gross Annual | $75,000 | $86,250 | +$11,250 |
| Income Tax | $7,670 | $10,145 | +$2,475 |
| Social Contributions | $5,738 | $6,598 | +$861 |
| Net Annual | $61,593 | $69,507 | +$7,914 |
| Effective Tax Rate | 17.9% | 19.4% | 1.5pp |
| Retention Rate | 82.1% | 80.6% | -1.5pp |
Frequently Asked Questions
Why don't I keep my entire raise?
Income tax is progressive — as your income grows, higher portions are taxed at higher rates. Your raise is taxed at your marginal rate (the rate on your highest dollars), not your overall effective rate.
What is the marginal tax rate on my raise?
The marginal rate on your raise is the percentage of your raise that goes to taxes and social contributions. It combines federal income tax at your current bracket, any state/provincial taxes, plus social contributions like Social Security and Medicare.
Does this account for bracket creep?
Yes. If your raise pushes you into a higher tax bracket, the calculator accurately splits the raise — the portion below the bracket threshold is taxed at the lower rate, and only the amount above is taxed at the new higher rate.
Full Tax Calculator
Get a detailed breakdown with state taxes, filing status options, and more.
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