🇩🇪 Germany vs 🇭🇰 Hong Kong
After-tax income comparison · 2026 · Single filer · Employee
🇩🇪 Germany · €100,000 gross
€48,825
net / year · 48.8% retention
Income Tax€32,798
Social€18,377
Eff. Rate51.2%
🇭🇰 Hong Kong · HK$100,000 gross
HK$99,260
net / year · 99.3% retention
Income TaxHK$0
SocialHK$740
Eff. Rate0.7%
Take-Home Comparison by Salary Level (Annual, Single, Employee)
| Gross Salary (USD) | 🇩🇪 Germany Net | Germany Rate | 🇭🇰 Hong Kong Net | Hong Kong Rate |
|---|---|---|---|---|
| $50,000 | €28,070 | 43.9% | HK$50,000 | 0.0% |
| $75,000 | €37,553 | 49.9% | HK$75,000 | 0.0% |
| $100,000 | €48,825 | 51.2% | HK$99,260 | 0.7% |
| $150,000 | €76,522 | 49.0% | HK$146,660 | 2.2% |
| $200,000 | €104,367 | 47.8% | HK$192,960 | 3.5% |
🇩🇪 Germany — €100k breakdown
Income Tax (ESt)€31,088(31.1%)
Solidarity Surcharge€1,710(1.7%)
Pension Insurance€9,300(9.3%)
Unemployment Insurance€1,300(1.3%)
Health Insurance€6,103(6.1%)
Long-term Care€1,674(1.7%)
🇭🇰 Hong Kong — HK$100k breakdown
Income TaxHK$0(0.0%)
MPF (強積金)HK$740(0.7%)
WageEngine estimates are for informational purposes only. Figures shown in each country's native currency at standard employee / single-filer rates. Not legal or tax advice.